Health Insurance in Albania – Comprehensive Coverage for Your Employees
Why Choose Health Insurance with Sigma Vienna Insurance Group?
Health Insurance provides comprehensive medical and accident coverage tailored to the needs of businesses and their employees. Designed for companies with a minimum of 20 employees, our group health insurance scheme ensures financial protection, access to quality healthcare, and peace of mind for your team.
With flexible options, you can customize the plan to suit your employees’ needs and your company’s budget.
Benefits of Health Insurance with Sigma Vienna Insurance Group
1. Personal Accident Insurance Coverage
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Accidental Death – In case of the insured’s accidental death (immediately or within 180 days), the policy pays the insured sum to the designated beneficiary.
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Accidental Permanent Disability – Coverage in case of:
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Total and permanent loss of sight in both eyes
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Loss of mobility in at least two limbs (paraplegia, hemiplegia)
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Partial Permanent Disability – Compensation according to the benefit schedule defined in the policy.
2. Major Medical Insurance Coverage
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Hospitalization Expenses – Covers:
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Room and board during hospitalization
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Medical services, surgeon’s fees, anesthesia
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Diagnostic examinations, laboratory tests, medicines
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Blood transfusions and substitutes
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Radiotherapy and dialysis treatments
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Use of operating theater and bone structure materials
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Costs for a private night nurse, if medically required
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Daily Cash Indemnity – If hospitalization or surgery is needed, SIGMA pays a daily cash indemnity (up to 90 days per case).
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Outpatient Expenses – Coverage for diagnostic tests and medical examinations related to sickness or accidents.
Why Health Insurance with Sigma Vienna Insurance Group is the Right Choice?
✅ Comprehensive coverage – accidents, hospitalization, outpatient care
✅ Customizable plans – designed to fit your company’s needs and budget
✅ Employee protection – ensures staff well-being and satisfaction
✅ Trusted insurance company in Albania – decades of expertise in health coverage
✅ Fast claims settlement – simple, transparent, and reliable
Secure Your Employees’ Future Today
Invest in your team’s well-being with Sigma Vienna Insurance Group and Health Insurance.
Provide the right protection and give your company a competitive advantage by showing that you care about employee health.
📧 Contact us: kontak@sivig.al
📞 Phone: +355 4 22 58254
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General Conditions