Personal Accident Insurance – Protect Yourself and Your Family with Sigma Vienna Insurance Group
What is Personal Accident Insurance?
Personal Accident Insurance is an annual insurance policy that provides financial compensation in the event of injuries, disability, or death caused by violent, accidental, external, and visible events.
With Personal Accident Insurance from Sigma Vienna Insurance Group, you and your loved ones are protected 24/7—at home, at work, or while traveling. You can choose:
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An individual policy for yourself
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A family policy for full household protection
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A group policy for employees or teams
Coverage Options with Personal Accident Insurance from Sigma Vienna Insurance Group
1. Core Benefits
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Accidental Death – Lump sum compensation to the beneficiary
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Permanent Disablement – Full or partial disability caused by an accident
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Temporary Total or Partial Disablement – Income replacement during recovery
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Medical Expenses – Reimbursement for treatment costs after an accident
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Hospitalization Benefits – Daily allowance during hospital stay
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Disappearance Coverage – Treated as accidental death after 12 months
2. Scale of Benefits
Compensation is based on the extent of injury or loss. For example:
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Loss of an index finger → 10% of the sum insured
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Loss of sight in one eye → higher percentage as per contract
The scale of benefits ensures fair and transparent compensation.
3. Sum Insured & Premiums
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The sum insured is chosen by you (maximum payout in case of a claim).
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Premiums are highly competitive and depend on:
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Profession of the insured
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Size of the insured group
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Why Choose Personal Accident Insurance with Sigma Vienna Insurance Group?
✅ Quick underwriting procedures – fast and simple process
✅ Access to the best clinics in Albania and abroad
✅ Comprehensive coverage 24/7 – anywhere, anytime
✅ Flexible plans – individual, family, or group protection
✅ Trusted insurance company in Albania with decades of experience
Secure Your Future Today
Don’t leave your family’s financial security to chance. Protect yourself and your loved ones with Sigma Vienna Insurance Group.
📧 Email us: kontact@sivig.al
📞 Call us: +355 4 22 58254
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General Conditions