General Liability

What is General Liability Insurance?

General liability insurance provides financial coverage in the event that a client, visitor, or third party suffers bodily injury or material loss while on your business premises. This type of insurance is essential for any entity operating in environments with regular public presence, such as:

• Retail stores and supermarkets

• Shopping centers

• Service offices

• Restaurants, cafes, hospitals, etc.

What Does the Insurance Cover?

Scope of Coverage:

• Bodily injuries to third parties

• Material damages occurring within the business premises

Covered Risks Include:

• Loss of life

• Temporary disability

• Permanent disability

Key Insurance Conditions

Insurance Period:
The policy is valid for one year, starting from the date agreed upon between the parties.

Liability Limit:
Determined according to the client’s request and may include:

• Per-event liability limit

• Separate limits for bodily injury and material damage

Flexible and Customized Pricing

Our pricing is among the most competitive in the market and is based on:

• The level of safety measures implemented on-site

• The frequency of third-party presence in the business premises

• The size and structure of the business

We offer flexible insurance packages tailored to the specific nature of each business.

Advantages of Choosing SIGMA.al

Choosing SIGMA.al for your general liability insurance provides you with direct benefits, including:

• High coverage capacity, supported by strong international reinsurers

• Fast and efficient underwriting process

• Qualified staff with expertise in risk assessment and management

Why is This Insurance Essential for Your Business?

Every business environment carries the risk of unexpected incidents that may result in legal compensation claims. Without this insurance, even a minor accident can turn into a significant financial burden and harm your business's credibility in the eyes of your clients.

Get Your Personalized Offer Today!

Contact us to receive a customized quote based on your business’s size and activity:

Email: kontakt@sivig.al
Phone: +355 4 22 58254

👉 Don’t put your business reputation at risk. Get insured today with SIGMA.al!