In today’s economic reality, where small and medium enterprises (SMEs) face new challenges every day, stability is the most valuable capital. Recognizing this, Sigma Vienna Insurance Group has developed a dedicated SME insurance package—an intelligent solution designed to protect your investments, your people, and the future of your business.

Affordable, Comprehensive Coverage

With a favorable and affordable premium, every SME can secure:

• Business premises and assets – protecting the environment where your business operates and the investments made within it.

• Key personnel – safeguarding the business owner or manager from the financial consequences of accidents.

• Business vehicles – through Comprehensive (KASKO) and Third Party Liability (TPL) insurance at preferential rates.

By combining these coverages into a single package, Sigma offers an “all-in-one” solution, giving SMEs complete protection without the stress of multiple policies.

Benefits That Make a Difference

Sigma’s SME insurance package provides more than financial protection:

• Time-saving simplicity – a single contract covers multiple risks.

• Fast and fair claims settlement – ensuring that your business operations continue uninterrupted.

• Sector-specific adaptability – tailored packages for any type of SME: clothing and equipment stores, bakeries, cafes and restaurants, clinics, pharmacies, artisan workshops, service offices, beauty salons, or training centers.

• Employee support – premiums can be paid by the employer or employees, always at rates significantly lower than individual insurance. Special employee packages include personal and family benefits, enhancing employer–employee relationships.

• Confidence for future growth – giving entrepreneurs the peace of mind to make bold investment decisions.

More Than Insurance – A Partnership for Growth

At Sigma, SME insurance is not just protection—it is a catalyst for development. An insured business can focus on growth, innovation, and competitiveness, knowing that a reliable partner is there during challenging times.

In a dynamic market where surprises come every day, Sigma VIG stands as a guarantee that SMEs can continue their journey with confidence and security. Success is built not only on great ideas but also on solid foundations of business insurance and risk protection.