MTPL Insurance – Mandatory Motor Vehicle Liability Insurance
MTPL Insurance (Motor Third Party Liability) is a mandatory civil liability insurance for all domestic motor vehicles in Albania. This insurance policy covers bodily injuries and material damages caused to third parties in the event of an accident, offering financial protection and legal security for vehicle owners.
What Does MTPL Insurance Cover?
With MTPL Insurance from Sigma Vienna Insurance Group, you are protected against:
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Bodily injuries or death of third parties caused by your vihecle.
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Material damages to the property of third parties.
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Financial liability arising from accidents on the road.
This ensures that you and your vehicle are always in compliance with Albanian law, while providing peace of mind in case of unexpected events.
Indemnity Limits
Bodily Injuries & Health Damages (per insurance event)
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Buses and trucks, including trailers: ALL 150,000,000
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Vehicles carrying dangerous substances: ALL 200,000,000
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Other vehicles, including unidentified ones: ALL 50,000,000
Non-Property Damages (per insurance event)
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Moral and existential damages from death or disability (partial/total): ALL 1,000,000
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Moral and existential damages from other damages: ALL 500,000
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Moral damages from total permanent disability: ALL 2,000,000
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Existential damages from total permanent disability: ALL 1,500,000
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Biological damages from death or total permanent disability: ALL 1,000,000
Minimum Liability Limit (per person, per event)
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ALL 20,000,000
Property Damages (per insurance event)
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Buses and trucks, including trailers: ALL 15,000,000
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Vehicles carrying dangerous substances: ALL 20,000,000
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Other vehicles, including unidentified ones: ALL 10,000,000
Buy Your MTPL Insurance Online
With Sivig Online, you can purchase your MTPL Insurance anytime, anywhere. Fast, easy, and secure.
Email: kontakt@sivig.al
Phone: +355 4 22 58254
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